Truth – more precisely, an accurate understanding of reality
– is the essential foundation for producing good outcomes
上善若水,
水善利萬物而不爭

~ Ray Dalio~ 老子

In the short term, the market is a popularity contest.
In the long term, the market is a weighing machine
觀乎天文,以察時變;
關乎人文,以化成天下

~ Warren Buffet~ 周易

Every great oak tree started out
as a couple of nuts who stood their ground
知天命而用之

~ Anonymous~ 荀子

About Eu Capital有關豐余

Eu Capital Private Limited is an independent asset management firm based in Singapore. We provide family office and wealth management services to high net-worth individuals and families with the objective of helping them achieve their financial goals with ease and peace of mind.豐余資產管理有限公司是總部位於新加坡的獨立資產管理公司。我們提供家族辦公室和財富管理服務給高淨值個人及家族,以協助其輕鬆安心達成財務目標。

The Eu Capital Difference豐余的與眾不同

At Eu Capital, we believe the journey is everything. We treasure long-term relationships and have formed partnerships built on trust, understanding and thoughtful advice that can withstand the test of time.在豐余,我們專注於建立一個基於信任和互相理解的長期關係和伙伴關係。我們為客戶量身定制專屬服務的熱誠使我們能陪伴客戶在他們不同的人生階段一起成長。

We take pride in our professionalism as well as the sense we make in conducting our business. We are passionate to serve with a personal touch as we grow together with our clients through their various life stages.這是豐余的與眾不同。

Our Value Proposition價值主張

We sit on the same side of the table as our clients. As independent advisors, we provide advice which is unbiased and balanced. We are not in the business of selling external financial products nor do we have internal products that we sell. Our goal is to provide our clients the best financial advice that’s suited for their needs.我們與客戶站在一同陣線。做為獨立顧問,我們提供公正不偏頗的諮詢服務。我們不銷售外來金融產品,亦未有任何內部產品可供銷售。我們的目標是為客戶提供最適合其需求的財務建議。

Investment Selection投資選擇

Investment Selection投資選擇

We combine fundamental and quantitative research in our evaluation of investment opportunities as we believe this approach provides a strong foundation to making investment decisions.評估投資機會時,我們結合基本面和定量研究;我們相信這種方法在做決策時會提供強大的基礎。

Risk Management風險管理

Risk Management風險管理

Our risk management approach to capital allocation and portfolio construction takes into account the entire net worth and life stage of our clients and / or their families.有關資本配置和投資組合的風險管理,我們將客戶及/或其家族整體淨資產和生命週期納入考量。

Custody of Assets資產管理

Custody of Assets資產管理

We want our assets to be safe; either safely custodised with a bank or a brokerage house. We are an independent advisor and therefore our clients have the choice to decide where their investments are custodised.我們關注資產的安全性;為維護資產安全,其可由銀行或經紀商管理。我們是獨立顧問,因此客戶可自行決定其投資由何種機構管理。

One Contact Point單一聯絡窗口

One Contact Point單一聯絡窗口

Our clients have the option of assigning us as their single point of contact as juggling and balancing the needs of diversification across asset classes, financial institutions and even jurisdictions can be time-consuming.客戶可選擇讓我們擔任單一聯絡窗口,協助處理並平衡其對資產多元化的需要;因在各種金融機構甚至不同司法管轄區中,從事這些活動非常耗費時間。

Staying Informed保持資訊暢通

Staying Informed保持資訊暢通

We believe regular communication with our clients to help them understand our investment philosophy, their portfolio, and the changing investment climate is key to success.我們相信成功的關鍵是經常與客戶溝通,協助其瞭解我們的投資理念、投資組合,以及不斷變化的投資環境。

Transparency of Costs費用透明化

Transparency of Costs費用透明化

Our clients pay us for the quality of our services and advice, not for the financial products they buy.Our fee structure is an all-in-fee that includes fees such as safekeeping, brokerage charges, commissions and other bid-offer spreads -- regardless of the number of transactions.客戶所以支付報酬非為所購買的金融產品,而是我們提供的高品質服務和諮詢。我們的收費結構是全含式,包括保管費、仲介費、佣金及其他買賣價差──不論交易數量。

Getting to know Kelvin Eu認識余達偉

Kelvin Eu is the founder and Managing Director of Eu Capital. Kelvin’s expertise is rooted in nearly two decades of experience in the private banking industry working with clients across the Asia Pacific region.余達偉是豐余創始人和董事總經理。達偉在私人銀行領域有服務亞太區客戶將近二十年的豐富經驗。

Prior to this, he was a Director at Credit Suisse Singapore, managing the assets of high net-worth individuals and families. Kelvin also has more than a decade experience working in banks such as Citibank and OCBC Bank.在此之前,達偉是瑞士信貸新加坡總監,管理高淨值個人和家族資產;另外達偉也有在如花旗銀行和華僑銀行等銀行服務十年以上的工作經驗。

Kelvin holds an MBA from UCLA Anderson School of Management and National University of Singapore, and a Bachelor of Science from the University of Arizona.余達偉擁有美國加州大學安德森管理學院和新加坡國立大學企管碩士學位,以及美國亞利桑那大學學士學位。

Portrait of Kelvin Eu

Eu Capital's Clients豐余的客戶

We value our partnerships with our clients and most have deep and longstanding relationships with us.我們非常重視合作夥伴與客戶,多數夥伴及客戶與我們有深刻且長期的合作關係。

Most of our clients are first and second generation family business owners who have now passed the expansion stage of their business life cycle and have in excess of USD 10 million of investible assets.我們大多數的客戶是私人企業第一或第二代業主,其企業生命週期已經歷擴張階段,投資資產超過1000萬美元。
Our clients are prudent and hardworking, and they value compassion and humility.我們的客戶謹慎且工作勤奮,最為看重同理心和謙遜。
Capital preservation is usually sacred to their financial journey, taking a long-term view when it comes to their investments and emphasising on succession planning as well as finding ways to give back to society.我們的客戶在財務規劃過程中,保本通常最為重要;投資時會採取長期觀點,強調繼任規劃並尋求回饋社會的方法。

TERMS AND CONDITIONS OF USE使用條款和條件

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE. By using this site, you signify your agreement to these Terms and Conditions. If you do not agree to these Terms and Conditions, do not use this site. Eu Capital Pte. Ltd. may modify these Terms and Conditions at anytime.使用本網站前請仔細閱讀以下條款和條件。使用本網站即表示同意本條款和條件。若不同意本條款和條件,請不要使用本網站。豐余資產管理有限公司可隨時修改本條款和條件。

Restrictions On Use of Materials資料使用的限制

This site is copyright protected. Any textual or graphic material you copy, print, or download is licensed to you by Eu Capital Private Limited ( Eu Capital Pte. Ltd.) for your personal, non-commercial home use only, provided that you do not change or delete any copyright, trademark or other proprietary notices. If you download software from the site, the software, including all files and images, contained in or generated by the software, and accompanying data (together referred to as “Software”) are deemed to be licensed to you by Eu Capital Pte. Ltd., for your personal, non-commercial home use only. Eu Capital Pte. Ltd. does not transfer either the title or the intellectual property rights to the Software and Eu Capital Pte. Ltd. retains full and complete title to the Software as well as all intellectual property rights therein. You may not sell, redistribute or reproduce the Software, nor may you decompile, reverse engineer, disassemble or otherwise convert the Software to a human-perceivable form. All trademarks and logos are owned by Eu Capital Pte. Ltd. or its licensors and you may not copy or use them in any manner. This site is controlled and operated by Eu Capital Pte. Ltd. from its offices within Singapore. Eu Capital Pte. Ltd. makes no representation that materials in the site are appropriate or available for use in other locations. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.本網站受版權保護。豐余資產管理有限公司(Eu Capital Pte. Ltd.)允許因個人、非商業性家庭用途而複製、印製或下載任何文字或圖形,惟不得更改或刪除任何版權、商標或其他所有權聲明。若由本網站下載軟體,則此軟體,包括由軟體所產生的所有文件和圖像及相關資料(統稱為「軟體」),皆被視為Eu Capital Pte. Ltd.僅授權給個人或非商業性家庭用途。Eu Capital Pte. Ltd.不轉讓所有權或智慧財產權給該軟體,且Eu Capital Pte. Ltd.對該軟體及相關智慧財產權保有充分和完全的所有權。您不得出售、再銷售或複製該軟體,亦不得進行反編譯、反向工程、反彙編或將軟體轉換為一般人可讀形式。所有Eu Capital Pte. Ltd.或授權者所擁有之商標和標誌,不得以任何方式被複製或使用。本網站係由位於新加坡的Eu Capital Pte. Ltd.控制及經營。Eu Capital Pte. Ltd.不保證本網站資料在其他地區為合用或可用。若主動選擇由其他地區使用本網站且若有該地法律可適用,則有責任遵守該地法律。

Disclaimers and Limitation of Liability; Forward-Looking Statements免責聲明和責任限制;前瞻性聲明

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